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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,844 | $226,105-88.1% | $182,540-85.3% | $152,897-82.4% |
| Participation rate | 36.4% | 82.5%-46.1pp | 78.0%-41.6pp | 82.5%-46.1pp |
| Annual return | 42.18% | 192.58%-150.4pp | 148.58%-106.4pp | 345.43%-303.2pp |
| Employer contribution / active EE | $1,232 | $4,978-75.3% | $4,076-69.8% | $4,764-74.1% |
| Participant deferral / active EE | $2,457 | $6,370-61.4% | $5,525-55.5% | $5,851-58.0% |
| Admin fee / account holder | $16,155 | $10,706+50.9% | $8,593+88.0% | $11,599+39.3% |