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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,446 | $282,059-31.4% | $213,469-9.4% | $154,746+25.0% |
| Participation rate | 73.9% | 82.7%-8.8pp | 77.1%-3.2pp | 80.7%-6.8pp |
| Annual return | 35.79% | 20.90%+14.9pp | 20.58%+15.2pp | 172.34%-136.5pp |
| Employer contribution / active EE | $8,563 | $6,189+38.4% | $4,994+71.5% | $4,379+95.5% |
| Participant deferral / active EE | $13,818 | $8,186+68.8% | $6,841+102.0% | $6,730+105.3% |
| Admin fee / account holder | $6,296 | $37,435-83.2% | $27,141-76.8% | $14,365-56.2% |