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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,434 | $93,063+35.9% | $153,476-17.6% | $80,911+56.3% |
| Participation rate | 75.0% | 69.0%+6.0pp | 77.1%-2.1pp | 67.6%+7.4pp |
| Annual return | 17.78% | 19.95%-2.2pp | 15.66%+2.1pp | 35.63%-17.8pp |
| Employer contribution / active EE | $6,023 | $3,507+71.7% | $5,038+19.5% | $2,756+118.5% |
| Participant deferral / active EE | $10,556 | $5,180+103.8% | $6,759+56.2% | $4,297+145.7% |
| Admin fee / account holder | $5,973 | $8,891-32.8% | $12,729-53.1% | $6,935-13.9% |