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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,940 | $171,272-52.7% | $127,803-36.7% | $152,909-47.1% |
| Participation rate | 87.0% | 83.5%+3.5pp | 79.0%+7.9pp | 82.5%+4.5pp |
| Annual return | 23.76% | 23.54%+0.2pp | 26.14%-2.4pp | 345.46%-321.7pp |
| Employer contribution / active EE | $4,760 | $5,451-12.7% | $4,576+4.0% | $4,764-0.1% |
| Participant deferral / active EE | $6,952 | $7,043-1.3% | $6,023+15.4% | $5,851+18.8% |
| Admin fee / account holder | $2,988 | $14,540-79.4% | $9,399-68.2% | $11,601-74.2% |