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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,595 | $86,891+16.9% | $142,516-28.7% | $75,173+35.1% |
| Participation rate | 79.3% | 68.5%+10.8pp | 76.8%+2.5pp | 67.2%+12.1pp |
| Annual return | 27.10% | 23.31%+3.8pp | 19.99%+7.1pp | 160.72%-133.6pp |
| Employer contribution / active EE | $6,794 | $3,355+102.5% | $4,849+40.1% | $2,671+154.4% |
| Participant deferral / active EE | $11,159 | $4,938+126.0% | $6,280+77.7% | $4,126+170.4% |
| Admin fee / account holder | $20,272 | $7,299+177.7% | $10,008+102.6% | $5,651+258.8% |