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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,263 | $56,357-51.6% | $104,303-73.9% | $68,498-60.2% |
| Participation rate | 87.0% | 63.3%+23.7pp | 73.3%+13.7pp | 67.9%+19.1pp |
| Annual return | -17.02% | -9.19%-7.8pp | 24.61%-41.6pp | -7.84%-9.2pp |
| Employer contribution / active EE | $0 | $1,960-100.0% | $3,372-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $11,013 | $3,077+257.9% | $4,625+138.1% | $4,027+173.5% |
| Admin fee / account holder | $3,625 | $4,903-26.1% | $7,340-50.6% | $5,403-32.9% |