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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,295 | $68,878-27.0% | $120,574-58.3% | $80,935-37.9% |
| Participation rate | 85.7% | 61.7%+24.0pp | 71.9%+13.8pp | 67.7%+18.1pp |
| Annual return | 8.95% | 23.67%-14.7pp | 107.42%-98.5pp | 35.66%-26.7pp |
| Employer contribution / active EE | $0 | $2,065-100.0% | $3,471-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $13,864 | $3,189+334.8% | $4,996+177.5% | $4,299+222.5% |
| Admin fee / account holder | $7,426 | $5,782+28.4% | $9,445-21.4% | $6,924+7.2% |