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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,087 | $61,390-33.1% | $112,228-63.4% | $75,177-45.3% |
| Participation rate | 86.4% | 61.6%+24.7pp | 72.4%+13.9pp | 67.2%+19.2pp |
| Annual return | 23.60% | 28.47%-4.9pp | 30.23%-6.6pp | 160.75%-137.1pp |
| Employer contribution / active EE | $0 | $2,015-100.0% | $3,432-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $12,415 | $3,108+299.4% | $4,800+158.6% | $4,126+200.9% |
| Admin fee / account holder | $1,011 | $4,862-79.2% | $7,752-87.0% | $5,651-82.1% |