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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,066 | $123,000+35.8% | $105,582+58.2% | $198,609-15.9% |
| Participation rate | 71.4% | 76.8%-5.3pp | 71.8%-0.3pp | 82.4%-10.9pp |
| Annual return | 15.52% | 18.31%-2.8pp | 18.61%-3.1pp | 202.70%-187.2pp |
| Employer contribution / active EE | $11,772 | $3,582+228.7% | $2,984+294.5% | $5,055+132.9% |
| Participant deferral / active EE | $9,531 | $5,013+90.1% | $4,353+118.9% | $6,977+36.6% |
| Admin fee / account holder | $2,091 | $16,254-87.1% | $12,856-83.7% | $19,030-89.0% |