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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,066 | $107,733+55.1% | $92,985+79.7% | $154,746+8.0% |
| Participation rate | 71.4% | 74.6%-3.1pp | 69.5%+1.9pp | 80.7%-9.3pp |
| Annual return | 15.52% | 30.39%-14.9pp | 27.99%-12.5pp | 172.34%-156.8pp |
| Employer contribution / active EE | $11,772 | $3,126+276.5% | $2,662+342.2% | $4,379+168.8% |
| Participant deferral / active EE | $9,531 | $5,053+88.6% | $4,377+117.8% | $6,730+41.6% |
| Admin fee / account holder | $2,091 | $11,369-81.6% | $9,463-77.9% | $14,365-85.4% |