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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,008 | $108,701-88.0% | $74,723-82.6% | $152,909-91.5% |
| Participation rate | 27.3% | 65.4%-38.1pp | 54.5%-27.2pp | 82.5%-55.2pp |
| Annual return | 23.21% | 114.12%-90.9pp | 753.18%-730.0pp | 345.46%-322.3pp |
| Employer contribution / active EE | $532 | $1,504-64.6% | $1,084-50.9% | $4,764-88.8% |
| Participant deferral / active EE | $914 | $2,709-66.3% | $1,962-53.4% | $5,851-84.4% |
| Admin fee / account holder | $2,320 | $4,906-52.7% | $3,335-30.4% | $11,601-80.0% |