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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,489 | $81,668-85.9% | $58,507-80.4% | $139,487-91.8% |
| Participation rate | 56.3% | 61.3%-5.1pp | 50.9%+5.4pp | 80.3%-24.1pp |
| Annual return | 21.48% | 7430.07%-7408.6pp | 4252.32%-4230.8pp | 373.84%-352.4pp |
| Employer contribution / active EE | $731 | $1,398-47.7% | $1,053-30.6% | $4,755-84.6% |
| Participant deferral / active EE | $1,770 | $2,554-30.7% | $1,922-7.9% | $6,713-73.6% |
| Admin fee / account holder | $432 | $3,212-86.5% | $2,486-82.6% | $11,407-96.2% |