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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,440 | $108,285-86.7% | $77,552-81.4% | $158,982-90.9% |
| Participation rate | 25.0% | 64.4%-39.4pp | 54.2%-29.2pp | 82.0%-57.0pp |
| Annual return | 14.74% | 31.69%-16.9pp | 54.82%-40.1pp | 302.99%-288.2pp |
| Employer contribution / active EE | $366 | $1,325-72.4% | $987-62.9% | $4,763-92.3% |
| Participant deferral / active EE | $713 | $2,455-71.0% | $1,861-61.7% | $5,983-88.1% |
| Admin fee / account holder | $6,412 | $3,709+72.9% | $2,859+124.3% | $11,252-43.0% |