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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,594 | $102,393-77.0% | $147,041-84.0% | $80,911-70.8% |
| Participation rate | 84.0% | 75.9%+8.1pp | 82.2%+1.8pp | 67.6%+16.4pp |
| Annual return | 16.18% | 134.95%-118.8pp | 419.21%-403.0pp | 35.63%-19.4pp |
| Employer contribution / active EE | $2,645 | $3,715-28.8% | $4,935-46.4% | $2,756-4.0% |
| Participant deferral / active EE | $3,342 | $6,647-49.7% | $8,071-58.6% | $4,297-22.2% |
| Admin fee / account holder | $9,380 | $7,943+18.1% | $13,006-27.9% | $6,935+35.3% |