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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,594 | $102,385-77.0% | $147,080-84.0% | $80,935-70.8% |
| Participation rate | 84.0% | 75.9%+8.1pp | 82.2%+1.8pp | 67.7%+16.3pp |
| Annual return | 16.18% | 135.09%-118.9pp | 420.17%-404.0pp | 35.66%-19.5pp |
| Employer contribution / active EE | $2,645 | $3,717-28.8% | $4,933-46.4% | $2,757-4.1% |
| Participant deferral / active EE | $3,342 | $6,651-49.7% | $8,066-58.6% | $4,299-22.3% |
| Admin fee / account holder | $9,380 | $7,951+18.0% | $12,989-27.8% | $6,924+35.5% |