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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,304 | $93,617-73.0% | $135,982-81.4% | $75,177-66.3% |
| Participation rate | 90.2% | 75.2%+15.0pp | 81.9%+8.2pp | 67.2%+23.0pp |
| Annual return | 13.83% | 30.89%-17.1pp | 68.32%-54.5pp | 160.75%-146.9pp |
| Employer contribution / active EE | $2,105 | $3,538-40.5% | $4,859-56.7% | $2,671-21.2% |
| Participant deferral / active EE | $4,159 | $6,406-35.1% | $7,760-46.4% | $4,126+0.8% |
| Admin fee / account holder | $2,138 | $6,980-69.4% | $10,767-80.1% | $5,651-62.2% |