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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,510 | $76,551-77.1% | $123,894-85.9% | $62,881-72.2% |
| Participation rate | 71.7% | 73.0%-1.3pp | 81.4%-9.7pp | 69.3%+2.4pp |
| Annual return | 6.02% | 18.68%-12.7pp | 47.52%-41.5pp | 20.14%-14.1pp |
| Employer contribution / active EE | $1,570 | $2,882-45.5% | $4,617-66.0% | $2,281-31.2% |
| Participant deferral / active EE | $2,185 | $4,840-54.9% | $5,984-63.5% | $3,203-31.8% |
| Admin fee / account holder | $1,580 | $4,826-67.3% | $8,357-81.1% | $4,296-63.2% |