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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,263 | $87,733-88.3% | $106,551-90.4% | $85,856-88.0% |
| Participation rate | 94.9% | 71.9%+23.0pp | 76.1%+18.8pp | 69.3%+25.6pp |
| Annual return | 0.00% | 21.86%-21.9pp | 26.80%-26.8pp | 318.58%-318.6pp |
| Employer contribution / active EE | $3,003 | $2,073+44.9% | $2,819+6.5% | $2,565+17.1% |
| Participant deferral / active EE | $7,038 | $3,469+102.9% | $4,398+60.0% | $3,952+78.1% |
| Admin fee / account holder | $354 | $6,767-94.8% | $7,408-95.2% | $6,261-94.3% |