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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,055 | $86,938-29.8% | $102,423-40.4% | $80,925-24.6% |
| Participation rate | 96.3% | 72.4%+23.9pp | 76.5%+19.8pp | 67.7%+28.6pp |
| Annual return | 232.20% | 18.89%+213.3pp | 29.42%+202.8pp | 35.65%+196.5pp |
| Employer contribution / active EE | $2,630 | $2,369+11.0% | $3,023-13.0% | $2,756-4.6% |
| Participant deferral / active EE | $7,045 | $4,120+71.0% | $5,054+39.4% | $4,299+63.9% |
| Admin fee / account holder | $10,547 | $8,053+31.0% | $9,455+11.6% | $6,940+52.0% |