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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,592 | $97,550-20.5% | $120,344-35.5% | $87,485-11.3% |
| Participation rate | 95.3% | 72.8%+22.5pp | 76.7%+18.6pp | 68.9%+26.4pp |
| Annual return | 30.26% | 18.41%+11.8pp | 20.30%+10.0pp | 26.06%+4.2pp |
| Employer contribution / active EE | $5,700 | $2,291+148.8% | $3,020+88.7% | $2,596+119.5% |
| Participant deferral / active EE | $14,229 | $4,230+236.4% | $5,135+177.1% | $4,274+232.9% |
| Admin fee / account holder | $45,769 | $9,543+379.6% | $12,742+259.2% | $7,775+488.7% |