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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,431 | $151,427-89.8% | $112,860-86.3% | $154,746-90.0% |
| Participation rate | 66.7% | 69.1%-2.5pp | 66.3%+0.3pp | 80.7%-14.0pp |
| Annual return | 12.50% | 30.95%-18.4pp | 35.26%-22.8pp | 172.34%-159.8pp |
| Employer contribution / active EE | $817 | $2,750-70.3% | $2,206-63.0% | $4,379-81.3% |
| Participant deferral / active EE | $1,318 | $4,285-69.2% | $3,493-62.3% | $6,730-80.4% |
| Admin fee / account holder | $6 | $7,369-99.9% | $6,841-99.9% | $14,365-100.0% |