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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,376 | $115,866-88.5% | $65,328-79.5% | $139,456-90.4% |
| Participation rate | 50.0% | 67.8%-17.8pp | 64.9%-14.9pp | 80.3%-30.3pp |
| Annual return | 18.73% | 31.21%-12.5pp | 47.39%-28.7pp | 373.45%-354.7pp |
| Employer contribution / active EE | $1,064 | $2,600-59.1% | $1,692-37.1% | $4,753-77.6% |
| Participant deferral / active EE | $1,729 | $4,242-59.2% | $2,832-38.9% | $6,711-74.2% |
| Admin fee / account holder | $877 | $6,705-86.9% | $4,116-78.7% | $11,407-92.3% |