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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,735 | $129,239-90.9% | $93,419-87.4% | $158,966-92.6% |
| Participation rate | 75.0% | 70.9%+4.1pp | 66.8%+8.2pp | 82.0%-7.0pp |
| Annual return | 14.74% | 118.21%-103.5pp | 78.05%-63.3pp | 302.95%-288.2pp |
| Employer contribution / active EE | $888 | $2,711-67.3% | $2,075-57.2% | $4,762-81.4% |
| Participant deferral / active EE | $1,297 | $3,909-66.8% | $3,126-58.5% | $5,983-78.3% |
| Admin fee / account holder | $3,038 | $7,383-58.8% | $5,230-41.9% | $11,250-73.0% |