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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,440 | $171,865-54.9% | $149,718-48.3% | $147,585-47.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 493.85% | 2113.29%-1619.4pp | 1501.67%-1007.8pp | 578.56%-84.7pp |
| Employer contribution / active EE | $9,937 | $6,275+58.4% | $5,445+82.5% | $4,876+103.8% |
| Participant deferral / active EE | $5,759 | $7,270-20.8% | $6,569-12.3% | $5,439+5.9% |
| Admin fee / account holder | $731 | $13,799-94.7% | $11,283-93.5% | $10,885-93.3% |