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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,623 | $110,083-73.1% | $151,645-80.5% | $68,490-56.7% |
| Participation rate | 98.7% | 84.0%+14.8pp | 87.5%+11.2pp | 67.9%+30.8pp |
| Annual return | -41.88% | -10.12%-31.8pp | 3.34%-45.2pp | -7.85%-34.0pp |
| Employer contribution / active EE | $7,814 | $4,470+74.8% | $6,165+26.7% | $2,597+200.9% |
| Participant deferral / active EE | $7,722 | $6,526+18.3% | $8,363-7.7% | $4,028+91.7% |
| Admin fee / account holder | $1,215 | $7,718-84.3% | $11,614-89.5% | $5,403-77.5% |