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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,724 | $125,797-62.9% | $170,057-72.5% | $75,177-37.8% |
| Participation rate | 75.9% | 83.6%-7.7pp | 87.0%-11.1pp | 67.2%+8.7pp |
| Annual return | 38.33% | 27.20%+11.1pp | 53.42%-15.1pp | 160.75%-122.4pp |
| Employer contribution / active EE | $7,815 | $4,616+69.3% | $6,790+15.1% | $2,671+192.6% |
| Participant deferral / active EE | $10,362 | $6,838+51.5% | $10,411-0.5% | $4,126+151.1% |
| Admin fee / account holder | $2,740 | $8,177-66.5% | $12,826-78.6% | $5,651-51.5% |