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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,714 | $183,516-66.9% | $155,534-61.0% | $145,884-58.4% |
| Participation rate | 45.5% | 82.7%-37.3pp | 78.2%-32.8pp | 80.3%-34.8pp |
| Annual return | 11.52% | 61.43%-49.9pp | 64.92%-53.4pp | 551.85%-540.3pp |
| Employer contribution / active EE | $1,187 | $5,315-77.7% | $4,675-74.6% | $4,662-74.5% |
| Participant deferral / active EE | $2,110 | $6,467-67.4% | $5,630-62.5% | $6,690-68.5% |
| Admin fee / account holder | $8,657 | $19,293-55.1% | $15,900-45.6% | $13,392-35.4% |