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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,539 | $75,962-65.1% | $154,108-82.8% | $64,173-58.6% |
| Participation rate | 42.3% | 70.4%-28.1pp | 83.0%-40.7pp | 69.6%-27.3pp |
| Annual return | -7.35% | 30.32%-37.7pp | 735.21%-742.6pp | 7.63%-15.0pp |
| Employer contribution / active EE | $808 | $3,350-75.9% | $5,298-84.7% | $2,381-66.1% |
| Participant deferral / active EE | $1,676 | $3,175-47.2% | $5,081-67.0% | $3,470-51.7% |
| Admin fee / account holder | $751 | $5,589-86.6% | $13,411-94.4% | $4,887-84.6% |