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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,027 | $175,212-65.2% | $149,682-59.2% | $139,427-56.2% |
| Participation rate | 37.5% | 83.4%-45.9pp | 78.8%-41.3pp | 80.3%-42.8pp |
| Annual return | 13.65% | 166.63%-153.0pp | 134.35%-120.7pp | 373.27%-359.6pp |
| Employer contribution / active EE | $1,303 | $5,475-76.2% | $4,818-73.0% | $4,752-72.6% |
| Participant deferral / active EE | $2,385 | $6,520-63.4% | $5,681-58.0% | $6,711-64.5% |
| Admin fee / account holder | $20,709 | $16,150+28.2% | $13,210+56.8% | $11,404+81.6% |