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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,027 | $175,259-65.2% | $149,723-59.2% | $139,487-56.2% |
| Participation rate | 37.5% | 83.4%-45.9pp | 78.8%-41.3pp | 80.3%-42.8pp |
| Annual return | 13.65% | 166.82%-153.2pp | 134.50%-120.9pp | 373.84%-360.2pp |
| Employer contribution / active EE | $1,303 | $5,478-76.2% | $4,821-73.0% | $4,755-72.6% |
| Participant deferral / active EE | $2,385 | $6,522-63.4% | $5,682-58.0% | $6,713-64.5% |
| Admin fee / account holder | $20,709 | $16,158+28.2% | $13,215+56.7% | $11,407+81.5% |