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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,626 | $96,678-36.3% | $86,640-28.9% | $139,466-55.8% |
| Participation rate | 94.1% | 74.4%+19.7pp | 71.7%+22.4pp | 80.3%+13.8pp |
| Annual return | 14.12% | 106.69%-92.6pp | 592.52%-578.4pp | 373.66%-359.5pp |
| Employer contribution / active EE | $3,964 | $3,265+21.4% | $3,024+31.1% | $4,754-16.6% |
| Participant deferral / active EE | $8,827 | $4,837+82.5% | $4,438+98.9% | $6,712+31.5% |
| Admin fee / account holder | $16,133 | $6,410+151.7% | $5,616+187.3% | $11,409+41.4% |