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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,478 | $109,863-26.7% | $98,477-18.3% | $167,518-52.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 19.94% | 1958.09%-1938.2pp | 1493.59%-1473.6pp | 478.71%-458.8pp |
| Employer contribution / active EE | $4,374 | $3,225+35.6% | $2,961+47.7% | $4,838-9.6% |
| Participant deferral / active EE | $12,282 | $4,673+162.8% | $4,276+187.2% | $6,342+93.7% |
| Admin fee / account holder | $8,158 | $6,755+20.8% | $5,951+37.1% | $12,312-33.7% |