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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,125 | $103,008-57.2% | $90,304-51.1% | $152,897-71.1% |
| Participation rate | 90.9% | 75.9%+15.0pp | 73.3%+17.6pp | 82.5%+8.5pp |
| Annual return | 33.99% | 95.22%-61.2pp | 78.13%-44.1pp | 345.43%-311.4pp |
| Employer contribution / active EE | $3,033 | $3,139-3.4% | $2,855+6.2% | $4,764-36.3% |
| Participant deferral / active EE | $9,327 | $4,281+117.9% | $3,885+140.1% | $5,851+59.4% |
| Admin fee / account holder | $382 | $6,175-93.8% | $5,354-92.9% | $11,599-96.7% |