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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,652 | $92,684-56.1% | $82,706-50.8% | $134,509-69.8% |
| Participation rate | 42.9% | 75.2%-32.3pp | 72.6%-29.7pp | 81.2%-38.4pp |
| Annual return | -12.08% | 945.84%-957.9pp | 701.76%-713.8pp | 418.13%-430.2pp |
| Employer contribution / active EE | $1,344 | $3,272-58.9% | $3,007-55.3% | $4,741-71.7% |
| Participant deferral / active EE | $2,389 | $4,800-50.2% | $4,394-45.6% | $6,400-62.7% |
| Admin fee / account holder | $16,036 | $5,982+168.1% | $5,329+200.9% | $11,427+40.3% |