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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,711 | $103,008-15.8% | $90,304-4.0% | $152,897-43.3% |
| Participation rate | 37.5% | 75.9%-38.4pp | 73.3%-35.8pp | 82.5%-45.0pp |
| Annual return | 17.20% | 95.22%-78.0pp | 78.13%-60.9pp | 345.43%-328.2pp |
| Employer contribution / active EE | $1,099 | $3,139-65.0% | $2,855-61.5% | $4,764-76.9% |
| Participant deferral / active EE | $4,179 | $4,281-2.4% | $3,885+7.6% | $5,851-28.6% |
| Admin fee / account holder | $1,492 | $6,175-75.8% | $5,354-72.1% | $11,599-87.1% |