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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,515 | $100,938+38.2% | $90,461+54.2% | $158,982-12.2% |
| Participation rate | 37.5% | 75.0%-37.5pp | 72.7%-35.2pp | 82.0%-44.5pp |
| Annual return | 47.74% | 1727.20%-1679.5pp | 1294.76%-1247.0pp | 302.99%-255.2pp |
| Employer contribution / active EE | $1,144 | $3,691-69.0% | $3,264-64.9% | $4,763-76.0% |
| Participant deferral / active EE | $3,134 | $4,350-28.0% | $3,964-21.0% | $5,983-47.6% |
| Admin fee / account holder | $1,914 | $6,510-70.6% | $5,617-65.9% | $11,252-83.0% |