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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,703 | $154,228-87.2% | $145,433-86.5% | $137,256-85.6% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.1%-4.3pp | 80.0%-2.2pp |
| Annual return | 4.60% | 74.59%-70.0pp | 66.58%-62.0pp | 220.34%-215.7pp |
| Employer contribution / active EE | $1,285 | $4,804-73.2% | $4,554-71.8% | $4,156-69.1% |
| Participant deferral / active EE | $2,763 | $8,216-66.4% | $7,897-65.0% | $6,407-56.9% |
| Admin fee / account holder | $2,428 | $14,344-83.1% | $13,129-81.5% | $12,270-80.2% |