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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,703 | $156,398-87.4% | $147,318-86.6% | $138,895-85.8% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.1%-4.3pp | 79.9%-2.1pp |
| Annual return | 4.60% | 78.75%-74.1pp | 70.43%-65.8pp | 145.39%-140.8pp |
| Employer contribution / active EE | $1,285 | $4,853-73.5% | $4,593-72.0% | $4,194-69.4% |
| Participant deferral / active EE | $2,763 | $8,237-66.5% | $7,906-65.1% | $6,396-56.8% |
| Admin fee / account holder | $2,428 | $14,976-83.8% | $13,708-82.3% | $12,562-80.7% |