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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1+ years Filed as: LPL FINANCIAL CORPORATION Service code 55 · EIN 95-2834236 | Other Commissions | $6,966 |
LEBENSON ACTUARIAL SERVICES1+ years Filed as: LEBENSON ACTUARIAL SERVICES INC Service code 10 · EIN 26-1714874 2001 S. JONES BLVD. SUITE A · LAS VEGAS, NV 89146 | Accounting | $3,990 |
Service code 37 · EIN 04-2647786 | Loan Processing | $1,738 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,461 | $21,965+20.5% | $59,496-55.5% | $59,188-55.3% |
| Participation rate | 13.2% | 32.6%-19.4pp | 54.6%-41.4pp | 69.4%-56.3pp |
| Annual return | 1.76% | 22.15%-20.4pp | 182.05%-180.3pp | 5.51%-3.8pp |
| Employer contribution / active EE | $0 | $316-100.0% | $1,153-100.0% | $2,098-100.0% |
| Participant deferral / active EE | $317 | $732-56.6% | $1,829-82.6% | $3,265-90.3% |
| Admin fee / account holder | $44 | $74-40.7% | $2,232-98.0% | $92-52.2% |