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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL2 years Filed as: LPL FINANCIAL LLC Service code 55 · EIN 04-3046611 | Other Commissions | $13,970 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,094 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,119 | $25,165+31.6% | $73,550-55.0% | $77,958-57.5% |
| Participation rate | 11.5% | 36.6%-25.1pp | 54.9%-43.4pp | 71.6%-60.2pp |
| Annual return | 15.20% | 18.12%-2.9pp | -15.16%+30.4pp | 20.87%-5.7pp |
| Employer contribution / active EE | $0 | $395-100.0% | $1,219-100.0% | $2,310-100.0% |
| Participant deferral / active EE | $325 | $898-63.8% | $1,804-82.0% | $3,537-90.8% |
| Admin fee / account holder | $11 | $76-85.8% | $2,320-99.5% | $97-88.9% |