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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 55 · EIN 95-2834236 | Other Commissions | $12,488 |
Service code 37 · EIN 04-2647786 | Loan Processing | $1,963 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,680 | $22,291+28.7% | $69,182-58.5% | $63,975-55.2% |
| Participation rate | 11.0% | 35.3%-24.3pp | 55.1%-44.1pp | 71.1%-60.2pp |
| Annual return | 7.16% | 9.30%-2.1pp | -21.93%+29.1pp | 48.65%-41.5pp |
| Employer contribution / active EE | $0 | $325-100.0% | $1,206-100.0% | $2,182-100.0% |
| Participant deferral / active EE | $263 | $808-67.4% | $1,897-86.1% | $3,356-92.2% |
| Admin fee / account holder | $10 | $73-86.3% | $2,697-99.6% | $70-85.8% |