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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,055 | $88,815+41.9% | $81,882+53.9% | $145,897-13.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 19.39% | 1033.75%-1014.4pp | 779.47%-760.1pp | 552.29%-532.9pp |
| Employer contribution / active EE | $8,590 | $3,086+178.3% | $2,916+194.6% | $4,663+84.2% |
| Participant deferral / active EE | $11,819 | $4,647+154.3% | $4,323+173.4% | $6,689+76.7% |
| Admin fee / account holder | $11,941 | $8,434+41.6% | $7,360+62.3% | $13,390-10.8% |