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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,055 | $88,754+42.0% | $81,820+54.1% | $145,877-13.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 19.39% | 1031.77%-1012.4pp | 777.93%-758.5pp | 551.28%-531.9pp |
| Employer contribution / active EE | $8,590 | $3,085+178.4% | $2,915+194.7% | $4,663+84.2% |
| Participant deferral / active EE | $11,819 | $4,648+154.3% | $4,323+173.4% | $6,691+76.7% |
| Admin fee / account holder | $11,941 | $8,424+41.8% | $7,391+61.6% | $13,402-10.9% |