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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,327 | $100,911+12.3% | $90,440+25.3% | $158,966-28.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 36.56% | 1726.62%-1690.1pp | 1294.38%-1257.8pp | 302.95%-266.4pp |
| Employer contribution / active EE | $3,360 | $3,690-8.9% | $3,263+3.0% | $4,762-29.4% |
| Participant deferral / active EE | $8,275 | $4,348+90.3% | $3,964+108.8% | $5,983+38.3% |
| Admin fee / account holder | $4,485 | $6,507-31.1% | $5,615-20.1% | $11,250-60.1% |