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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,999 | $57,575-18.4% | $124,067-62.1% | $86,983-46.0% |
| Participation rate | 59.1% | 62.3%-3.1pp | 66.9%-7.8pp | 69.5%-10.4pp |
| Annual return | 20.68% | 19.65%+1.0pp | 31.06%-10.4pp | 25.83%-5.1pp |
| Employer contribution / active EE | $2,628 | $1,615+62.7% | $2,166+21.4% | $2,584+1.7% |
| Participant deferral / active EE | $4,015 | $2,623+53.1% | $3,463+15.9% | $4,194-4.3% |
| Admin fee / account holder | $1,245 | $8,506-85.4% | $7,351-83.1% | $7,856-84.1% |