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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,689 | $102,547-77.9% | $78,210-71.0% | $147,586-84.6% |
| Participation rate | 50.0% | 74.4%-24.4pp | 68.7%-18.7pp | 82.8%-32.8pp |
| Annual return | 24.48% | 51.08%-26.6pp | 40.90%-16.4pp | 578.59%-554.1pp |
| Employer contribution / active EE | $1,782 | $2,617-31.9% | $2,034-12.4% | $4,876-63.5% |
| Participant deferral / active EE | $2,444 | $3,481-29.8% | $2,823-13.4% | $5,439-55.1% |
| Admin fee / account holder | $1,751 | $5,059-65.4% | $3,758-53.4% | $10,886-83.9% |