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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,373 | $25,014+29.4% | $69,623-53.5% | $80,935-60.0% |
| Participation rate | 69.0% | 64.2%+4.8pp | 66.4%+2.6pp | 67.7%+1.4pp |
| Annual return | 16.32% | 19.08%-2.8pp | 101.23%-84.9pp | 35.66%-19.3pp |
| Employer contribution / active EE | $3,042 | $991+206.9% | $1,709+78.0% | $2,757+10.3% |
| Participant deferral / active EE | $4,768 | $1,840+159.2% | $2,890+65.0% | $4,299+10.9% |
| Admin fee / account holder | $2,357 | $2,491-5.4% | $4,696-49.8% | $6,924-66.0% |