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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,786 | $50,972-57.3% | $88,632-75.4% | $72,976-70.1% |
| Participation rate | 68.8% | 63.4%+5.4pp | 68.8%0pp | 69.5%-0.7pp |
| Annual return | 24.22% | 29.62%-5.4pp | 43.75%-19.5pp | 81.02%-56.8pp |
| Employer contribution / active EE | $2,099 | $1,475+42.3% | $2,101-0.1% | $2,440-14.0% |
| Participant deferral / active EE | $3,277 | $2,230+46.9% | $2,917+12.3% | $3,608-9.2% |
| Admin fee / account holder | $984 | $3,230-69.5% | $4,308-77.2% | $5,124-80.8% |