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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,999 | $23,330+101.5% | $64,489-27.1% | $82,448-43.0% |
| Participation rate | 59.1% | 68.3%-9.1pp | 67.7%-8.6pp | 68.1%-8.9pp |
| Annual return | 20.68% | 83.66%-63.0pp | 55.03%-34.3pp | 41.64%-21.0pp |
| Employer contribution / active EE | $2,628 | $824+218.8% | $1,523+72.6% | $2,551+3.0% |
| Participant deferral / active EE | $4,015 | $1,707+135.2% | $2,778+44.5% | $4,139-3.0% |
| Admin fee / account holder | $1,245 | $2,946-57.7% | $4,260-70.8% | $7,234-82.8% |