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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,178 | $90,320-86.5% | $59,496-79.5% | $125,389-90.3% |
| Participation rate | 55.0% | 68.3%-13.3pp | 54.6%+0.4pp | 83.2%-28.2pp |
| Annual return | 25.19% | 369.13%-343.9pp | 182.05%-156.9pp | 282.24%-257.1pp |
| Employer contribution / active EE | $616 | $1,792-65.6% | $1,153-46.6% | $4,866-87.3% |
| Participant deferral / active EE | $3,011 | $2,716+10.9% | $1,829+64.6% | $5,352-43.7% |
| Admin fee / account holder | $422 | $3,063-86.2% | $2,232-81.1% | $9,541-95.6% |