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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,239 | $108,695-65.7% | $74,722-50.2% | $152,897-75.6% |
| Participation rate | 25.0% | 65.4%-40.4pp | 54.5%-29.5pp | 82.5%-57.5pp |
| Annual return | 19.45% | 114.11%-94.7pp | 753.11%-733.7pp | 345.43%-326.0pp |
| Employer contribution / active EE | $298 | $1,504-80.2% | $1,084-72.5% | $4,764-93.7% |
| Participant deferral / active EE | $1,533 | $2,712-43.5% | $1,963-21.9% | $5,851-73.8% |
| Admin fee / account holder | $333 | $4,906-93.2% | $3,335-90.0% | $11,599-97.1% |