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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,954 | $84,551-70.5% | $61,452-59.4% | $134,532-81.5% |
| Participation rate | 16.7% | 62.2%-45.5pp | 52.6%-35.9pp | 81.2%-64.6pp |
| Annual return | -9.43% | 585.39%-594.8pp | 338.96%-348.4pp | 418.27%-427.7pp |
| Employer contribution / active EE | $187 | $1,545-87.9% | $1,160-83.9% | $4,741-96.1% |
| Participant deferral / active EE | $237 | $2,818-91.6% | $2,125-88.8% | $6,401-96.3% |
| Admin fee / account holder | $1,457 | $2,587-43.7% | $2,131-31.6% | $11,429-87.3% |