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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,075 | $111,785-54.3% | $93,669-45.5% | $145,877-65.0% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 14.32% | 203.79%-189.5pp | 133.59%-119.3pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,531 | $3,096-50.5% | $2,424-36.8% | $4,663-67.2% |
| Participant deferral / active EE | $4,626 | $4,919-6.0% | $4,416+4.8% | $6,691-30.9% |
| Admin fee / account holder | $8 | $10,256-99.9% | $8,291-99.9% | $13,402-99.9% |