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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,075 | $111,878-54.3% | $93,727-45.5% | $145,897-65.0% |
| Participation rate | 66.7% | 74.2%-7.5pp | 68.7%-2.0pp | 80.3%-13.6pp |
| Annual return | 14.32% | 204.28%-190.0pp | 133.83%-119.5pp | 552.29%-538.0pp |
| Employer contribution / active EE | $1,531 | $3,092-50.5% | $2,421-36.8% | $4,663-67.2% |
| Participant deferral / active EE | $4,626 | $4,920-6.0% | $4,417+4.7% | $6,689-30.8% |
| Admin fee / account holder | $8 | $10,256-99.9% | $8,292-99.9% | $13,390-99.9% |