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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,004 | $112,729-43.2% | $98,716-35.2% | $137,256-53.4% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.3%-2.6pp | 80.0%-13.3pp |
| Annual return | 21.36% | 38.48%-17.1pp | 31.81%-10.4pp | 220.34%-199.0pp |
| Employer contribution / active EE | $1,412 | $2,725-48.2% | $2,279-38.0% | $4,156-66.0% |
| Participant deferral / active EE | $4,605 | $4,640-0.8% | $4,048+13.8% | $6,407-28.1% |
| Admin fee / account holder | $11 | $10,129-99.9% | $8,703-99.9% | $12,270-99.9% |