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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,135 | $185,312-22.8% | $161,489-11.4% | $154,746-7.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 13.23% | 103.84%-90.6pp | 89.72%-76.5pp | 172.34%-159.1pp |
| Employer contribution / active EE | $3,979 | $4,769-16.6% | $4,268-6.8% | $4,379-9.1% |
| Participant deferral / active EE | $8,196 | $6,350+29.1% | $5,630+45.6% | $6,730+21.8% |
| Admin fee / account holder | $17,426 | $18,654-6.6% | $16,006+8.9% | $14,365+21.3% |